Common SDA Capital Requirements
- Property acquisition or staged settlement costs
- Accessibility modifications and renovation works
- Compliance and fit-out expenditure before operations commence
- Working capital during initial occupancy ramp
SDA Funding
Buying or Renovating SDA: Funding Structures for 12-18 Month Delivery Plans
SDA projects often require capital before occupancy and income stabilise. A short-medium term facility can support acquisition or renovation milestones while you complete mobilisation and ramp-up.
Where 12-18 Month Funding Can Fit
A 12-18 month structure can align with practical milestones: completion of works, commissioning, occupancy build, and transition to normalised operating cash flow. The term should match delivery timeframes and risk controls.
- Milestone-based drawdown planning
- Progress reporting during renovation and commissioning
- Repayment path linked to occupancy and margin stabilisation
What to Prepare Before Applying
- Scope of works, delivery timeline, and cost assumptions
- Base and downside occupancy scenarios
- Operating model for staffing, services, and compliance
- Clear repayment and exit strategy at month 12/18