Executive Summary
Use this checklist before submitting an SDA funding enquiry so lenders can assess your scenario quickly and with fewer back-and-forth requests.
Guide
SDA Lender Readiness Checklist for NDIS Providers
1. Project and Participant Evidence
- Dwelling type, design category, and stage of development
- Occupancy assumptions with supporting referral pipeline evidence
- Location demand indicators and vacancy risk commentary
- Timeline for completion, fit-out, and participant onboarding
2. Financial and Cash Flow Evidence
- Last 12 months management P&L and balance sheet
- Monthly cash flow forecast with best/base/downside cases
- Current debt schedule and covenant obligations
- Repayment plan linked to realistic occupancy ramp assumptions
3. Structure and Risk Controls
- Clear use-of-funds split: acquisition, renovation, contingency
- Drawdown stages tied to project milestones
- Contingency buffer for timeline slippage and cost movements
- Defined exit path: refinance, step-down, or cash flow deleveraging
Related reading: SDA lending changes and what providers can do.