Timing, not eligibility
The planner helps make the timing gap visible. It does not assess creditworthiness, lender policy, security, registration or approval likelihood.
Provider Tool
NDIS Provider Cash Gap Planner
Model the cash coverage a provider may need while payroll and operating costs run ahead of receipts. This is a planning estimate, not an eligibility test, borrowing-power calculation or approval.
Step 1
Describe the timing pressure
Use rounded figures. Do not enter participant, employee or other personal information.
Step 2
Your planning view
These outputs describe cash coverage, not finance approval or an amount you are entitled to borrow.
Indicative cash coverage range
$0 - $0
Complete the inputs to see the estimate.
- Weekly operating outgoings
- $0
- Weekly operating gap
- $0
- Cash exposed during delay
- $0
- One-off costs included
- $0
Enter your operating assumptions to build a planning view.
How to use it
What this planner is designed to show
Use real operating inputs
Start with recent payroll, regular operating costs, expected receipts and the timing of any new site, staff intake or service launch.
Stress-test the assumptions
Try a longer receipt delay or a slower growth ramp. The range is most useful when it helps you see what changes the cash requirement.
Cash gap planner questions
Does this tell me how much funding I can get?
No. It estimates a cash coverage requirement from the assumptions you enter. It does not provide eligibility, approval, lender matching, rates or terms.
What counts as an operating gap?
It is the difference between weekly operating outgoings and expected weekly receipts. A temporary gap can arise from payroll, onboarding, delayed claims, debtor timing or a growth project.
Should I include participant information?
No. Use aggregated business figures only. The tool does not need participant names, NDIS numbers, employee details or other personal information.